Can Insurance Cover the Cost of Your Medical Wig?
In short, yes.
If you’re experiencing hair loss due to medical reasons such as chemotherapy, alopecia, or other conditions, you may be eligible for partial or full insurance coverage for a medical wig. Some insurance plans allow you to use HSA or FSA funds as well, so be sure to check with your provider for specific coverage details.
What to Ask Your Doctor
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Get a Prescription for a Cranial Prosthesis
Request a prescription from your doctor, specifying "Cranial Prosthesis"—the term insurance companies often use for a medical wig. This terminology helps ensure they recognize the wig as a medical device. -
Verify Your Coverage
Ask your insurance company about coverage for Cranial Prosthesis, as well as the amount they may reimburse. Just like other medical treatments, some plans provide partial or full coverage for wigs related to medical hair loss.
Helpful Tips
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If Coverage is Limited
If your insurance does not cover wigs for cancer patients, ask about coverage for conditions like alopecia. In some cases, insurance companies may allow coverage if your doctor lists the cause of hair loss as "Alopecia resulting from chemotherapy." -
The Power of “Alopecia”
The term "Alopecia" can refer to any hair loss. Many insurance providers cover some costs for wigs when this term is used, regardless of specific cause.
Request a Medical Receipt
When placing your order at Flow Hair & Beauty, simply check the option for a medical receipt on the order form. Once your order is processed, we’ll send your receipt, which can be used for filing your insurance claim.